Our Products and Services to Protect Employees
Whether converting an employer-based insurance plan to voluntary, replacing existing coverages or adding new benefits, we offer a comprehensive portfolio of products. We serve businesses and employers in all markets from two employees on up.
Accident Insurance
Accident insurance pays a lump-sum cash benefit for injuries an employee or an insured family member sustains as a result of an accident, as defined by the policy. Because accident insurance is supplemental, it works in addition to other insurance employees may have.
Critical Illness Insurance
Our critical illness insurance provides a lump-sum cash benefit upon the diagnosis of a critical illness, as defined by the policy. Employees have the flexibility to use the cash benefit as they see fit.
Dental Insurance
Our dental insurance is designed to cover dental care that is essential to good health. With an extensive network, employees may select from a host of dentists close to work or their homes.
Disability Insurance
Short-Term Disability Income Insurance
Short-term disability income insurance helps protect employees from financial hardship. Many employees simply don’t have enough savings to cover lost income if they’re disabled due to covered illnesses or injuries.
Our return-to-work incentives demonstrate our commitment to getting disabled employees back to productivity sooner. And we offer a range of features to help tailor a plan that’s right for you.
Long-Term Disability Income Insurance
Long-term disability income insurance helps retain productive and talented workers, while providing them with the income protection they need if they can’t work due to an extended illness or injury.
With flexible plan designs tailored to meet business objectives, budget and workforce needs, our plans are a sure fit.
Life Insurance
Life insurance helps bring peace of mind to those left behind. It assists loved ones with paying medical and funeral bills, replacing lost income, paying off a mortgage and other debts, or funding college expenses.
Vision Insurance
Our vision insurance policy is designed to cover vision care that is essential to good health. Employees have access to advanced vision technology at many independent and retail providers, including popular national chains and regional favorites, as well as online options.
Value-Added Services
Our value-added services are designed to help employers manage productivity, while helping employees manage life challenges so they continue to stay productive at work. This includes AbsenceProSM (FMLA), Advocacy, EAP, Hearing Discount, Travel Assistance and Will Preparation.